Few people learn to ride a bike by jumping on a bicycle and performing. Even though the two-wheel version of a bicycle is the most free and Lucid approach to biking, thats not how people start. Most people began with a bike with training wheels. Financial literacy is no different. People need support and a proven system of capacity development to realize the gains others take for granted. Without those training wheels, more harm than good is done as people reject the best option because of their failure to implement it. I have quite a few examples of clients who were frustrated until I took the time and examined my approach to easing clients into best practice financial management techniques.This training recognizes the reality when it comes to budgeting. You may not know what it looks like once you find out, you must still integrate the discipline into your life and daily routine.